Now with 1/3 Less Debt

On the first Friday of this month I made the final payment on one of my student loans. It was my smallest loan of the three that I ended up with, but at least it is gone.

On a more depressing note, I've calculated that it will take me about five more years to pay off the remaining two. How sad. That made me think about where all the money I made this year has gone--books, cross-stitch supplies, framing costs, gifts for others, more books (sorry, quanta), new computer, new (too fancy) phone, etc. And how much of this did I really need?

With Samhain/Autumn Equinox just past and Yule/Winter Solstice just around the corner, it is the time of year to reflect on the year past and to look ahead to the year to come. Clearly there is a lot for me to think about, especially when it comes to money.

As a follow-up to my post about wanting to be a hermit, a man across from me on the subway the other day was cutting his fingernails! Why would anyone think that this okay?!?!